In an era where AI and cloud technologies promise to redefine financial services—projecting $67 billion in global AI spending by 2028—why do 70-88% of digital transformations still fail?

Open-weight AI was supposed to democratise genius. Instead, it just handed nation-state weapons to anyone with a GPU—and the world is already burning. What happens when the worst people on Earth get god-level tools? This is no longer a thought experiment. It’s Tuesday.

Across the GCC, banks and financial institutions have embraced generative AI with speed and enthusiasm. Developers are using code assistants, leaders are demanding productivity gains, and transformation programmes increasingly include “GenAI enablement” as a visible workstream.